12-Month Cash-Flow Forecast
Turn your assumptions into a twelve-month cash-flow forecast. Compare scenarios and see when cash may run short.
BRIGHT FUTURE CONSULTING LLC
AI Financial & Policy
Funding Decision Platform
A clearer next step for your business.
Understand your cash flow. Explore your funding options.
A clearer starting point for your next business decision.
Launch offer for the first 20 users · One free comprehensive report each
BUILT AROUND YOUR NEXT BUSINESS DECISION
Small businessesGrowing companiesFounders & entrepreneursBusiness planning
ONE CONNECTED WORKFLOW
From business figures to a clearer plan.
Three connected modules help you understand where you stand and what to prepare next.
Policy Funding Matching
Explore source-linked loan, subsidy and incentive screens, with missing information and application conditions made clear.
Funding-Gap & Readiness Analysis
Bring your figures, financing needs and policy preparation into a report you can download and review.
HOW IT WORKS
A simple path from information to insight.
Start with a few figures. Add detail when you need it.
Tell us about your business
Start with your location, industry and funding purpose.
Add your financials
Enter revenue, expenses and available cash.
Build your plan
Explore borrowing, investment and payment timing.
Compare your forecast
Review base, downside and upside scenarios.
Explore funding options
Check policy sources and outstanding requirements.
Take your report with you
Download your figures or print a planning report.
A LOOK INSIDE
Your numbers, in perspective.
Fictional sample · Base scenario · No proposed funding plan
Monthly revenue
$42,000.00Cash at month 12
$127,480.00Lowest cash
$55,000.00Funding gap
$0.00Calculated with the platform’s financial engine, model 2.2.2-cash-coverage. These are illustrative estimates, not AI-generated figures or a funding commitment.
Explore the sample forecast →CLEAR SCOPE, CLEAR PRICING
Start with the essentials.
Financial analysis, funding matching and one comprehensive financing report.
INTRODUCTORY OFFER · FIRST 20 USERS
Your connected business assessment
One report free
Check your account for enrollment status and free-place availability. Viewing a preview or signing in does not use a place. A confirmed failed generation uses no free place and incurs no report fee.
- Twelve-month cash-flow calculations
- Scenario and funding-plan comparisons
- Funding matches informed by your financial position
- Integrated financing strategy and report
- CSV, JSON and printable reports
SUBSEQUENT COMPREHENSIVE REPORTS
Your next business assessment
Usage-based
Further reports are charged separately when paid service is enabled. Review the pricing and confirm the terms before requesting a report.
- A complete assessment of your business assumptions
- Financial analysis, funding matches and financing strategy together
- Saved reports and itemized fee receipts
FREE BUSINESS GUIDES
Practical guides for your next business decision.
Understand cash timing, prepare a funding request and research support with clearer questions. Free to read, with no account required.
Cash-flow planning
Why a profitable business can still run short of cash
Understand payment timing with a simple example, then prepare the inputs for your first cash-flow forecast.
Read the guideFinancing preparation
A funding-readiness checklist for business owners
Organize business facts, use of funds and financial assumptions before discussing an application with an agency or lender.
Read the guideFunding research
How to research loans, grants and business incentives
Separate the type of support, eligibility questions and cash timing before treating a listing as an opportunity for your business.
Read the guideMake your next step a clearer one.
Start with one business profile and receive a comprehensive report. Check your account for available introductory places.
Open platform →Preliminary decision support. No eligibility, lending or funding approval is guaranteed. Legal disclaimer